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FrancoAngeli Journals

Sezione monografica. Geografie della finanziarizzazione urbana: dinamiche globali, scenari italiani

N. 3 (2025)

La finanziarizzazione nel mercato degli affitti brevi mediati da piattaforma: una revisione critica della letteratura

  • Gianluca Bei
  • Chiara Iacovone
DOI
https://doi.org/10.3280/rgioa3-2025oa21176
Inviata
2 ottobre 2025
Pubblicato
24-10-2025

Abstract

La finanziarizzazione del mercato degli affitti brevi (short-term rental, STR) mediati da piattaforma è un tema emergente negli studi urbani critici. La ramificazione e la complessità del mercato STR mediato da piattaforma non consente una lettura lineare dei processi di finanziarizzazione. Per questo motivo l’articolo si pone come obiettivo di analizzare i vari livelli e le modalità con' cui il mercato STR si sta aprendo a questi processi. Sebbene vi siano diversi contributi che hanno investigato questa prospettiva, questa revisione mira a intercettare le lacune e le prospettive di ricerca che possono emergere dall’attuale dibattito sul tema. Attraverso una revisione critica della letteratura, l’articolo delinea i dibattiti nazionali e internazionali su vari livelli di finanziarizzazione in relazione al mercato STR. In particolare, la revisione della letteratura tematica prenderà in considerazione: i) il ruolo dello Stato e della regolamentazione nella facilitazione della finanziarizzazione abitativa attraverso gli affitti a breve termine; ii) la finanziarizzazione dell’abitazione: investimenti buy-to-rent e buy-to-sell legati agli STR; iii) la finanziarizzazione dell’offerta: strategie proposte da piattaforme e property manager per incentivare gli investimenti negli STR, come micro-finanziamenti, prestiti, ipoteche. Infine, verrà presentato il dibattito italiano sul tema, evidenziando come i gap presenti nella letteratura internazionale si possano rintracciare anche in questo contesto dove è necessaria una ricerca più attenta agli attori e alle pratiche finanziarie che caratterizzano Airbnb.

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