
Health protection is a goal that every State pursues. The WHO defines health as “a state of physical, spiritual, mental, and social well-being and not the mere absence of disease”. Public healthcare systems are mainly financed through taxation, and they often overspends.
For this reason, these systems are being reformed to increase efficiency while maintaining high effectiveness.
Private healthcare systems make patients cover their health
expenditure, which may be challenging.
The warranty-based healthcare system is suggested as a new, innovative model that is activated as a public healthcare system but investigates individual responsibility for the disease so patients may be asked to share part of the expense. This paper aims to show that this model is suited to the post Covid-19 pandemics “new normal scenario” and can achieve greater economic sustainability than the Italian SSN and the Beveridge healthcare models. This work aims to contribute to previous literature by introducing new perspectives in an increasingly topical public health debate.